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Generali Oszczędnościowy
Short-term debt sub-fund
Portfolio risk:
interface.minPayment100 PLN
-
* The results obtained may be reduced by the front-load fees and the taxes due.
Fund Characteristics
Umbrella
Generali Fundusze FIO
Min. investment horizon
3 months
Min. initial payment
100 PLN
Min. next payment
100 PLN
Investment Policy
- The sub-fund invests mainly in debt securities issued by companies from Poland or Central and Eastern Europe.
- Investing funds into debt instruments issued or guaranteed by state governments and companies.
- Lower sensitivity to interest rate changes due to the dominant share of bonds in the portfolio whose term to maturity is under 397 days or whose interest rate is fixed for periods not longer than 397 days.
- Striving to hedge against the FX risk.
The sub-fund also has the possibility of investing funds in investment categories other than the ones defined above. A full description of the investment policy is set out in the Fund’s articles of association which are available at www.generali-investments.pl, tab: Documents.
Investor profile
The sub-fund is addressed to investors who:
- intend to invest their financial surplus in a sub-fund of short-term corporate debt securities,
- accept low investment risk,
- whose investment horizon is at least 3 months.
Benchmark
The benchmark is an index calculated on the basis of the WIBOR6M rate applicable two business days before the last day of the previous calendar half year, increased by 30 basis points; six-month update of the WIBOR rate.
Subfund manager
Aleksander Szymerski
Inception date
2012-01-31
Max. front-load fee
0%
Max. management fee
1%
Bank account number
13 1880 0009 0000 0013 0079 5000
Currently charged management fee
0,9%
Performance fee
20% of the sub-fund's net result above the benchmark in a given crystallisation period, subject to the limitations set out in the prospectus.
Useful materials
